PEMBERDAYAAN NASABAH PNM DALAM PENGELOLAAN KEUANGAN SYARIAH

Abstract

This community service activity aims to enhance the understanding and skills of PNM clients, particularly UMKM actors in Bangkalan, in managing Sharia-based finance. In collaboration with the Sharia Economics Study Program and the Sharia Economic Society (MES) of Bangkalan, two speakers delivered material on Sharia economic principles, profit-sharing financing, transparent financial management, empowerment strategies, and risk management. Through lectures and interactive discussions, the program successfully improved participants’ Sharia financial literacy and strengthened their ability to apply Sharia principles in managing their businesses. The activity is expected to contribute to economic independence and encourage broader adoption of Sharia financing within the UMKM sector.